Safe to install
Bunq: Revolutionizing Personal Banking
Bunq offers a unique mobile banking experience with smart features, making money management easier and more enjoyable for users.
Discover a convenient mobile banking solution that allows you to easily manage your finances. With our platform, you can effortlessly spend, save, budget, and invest, all while making a positive impact on the environment by reducing your CO2 emissions. Start your 30-day free trial today by downloading the app and signing up in just 5 minutes.
Our Plans
EASY SAVINGS - free
Enjoy earning high interest with zero fees.
Interest rates per country:
- Germany: 2.55%*
- The Netherlands: 2.46%
- Rest of Europe: 1.56%
Additional benefits include:
- Weekly interest payments
- 2 withdrawals per month
- No minimum deposit
- Daily chances to win prizes from the Wheel of Fortune
EASY BANK - €2.99/month
Open a bank account in just 5 minutes with this plan.
Features include:
- All the benefits of Easy Savings
- Instant incoming and outgoing payments
- A single NL, DE, ES, FR or IE IBAN based on your location
- Enhanced card security powered by AI to protect against overcharged tips and irregular payments
- Insights into your carbon footprint to encourage sustainable shopping habits
- In-app map to explore recommended places from friends
- Group Expenses feature for easy tracking and splitting of expenses
- Push notifications for real-time updates on your transactions
- Face & TouchID for secure logins and full control of your cards within the app
EASY MONEY - €8.99/month
Bank seamlessly across Europe with this comprehensive plan.
Includes all the benefits of Easy Bank, plus:
- 1% Cashback on restaurant and bar payments using your Mastercard credit card
- 25 sub-accounts for effortless budgeting
- Insights into your monthly spending and future balance
- A choice of over 15 different currencies
- Earn a high interest rate of 3.71% on USD and GBP savings
- Multiple NL, DE, ES, FR & IE IBANs
- Easy investment options to utilize spare change automatically
- No fees for overseas spending
EASY GREEN - €17.99/month
Make a positive environmental impact with this premium plan.
In addition to the benefits of Easy Money, you'll also enjoy:
- A tree planted for every €100 you spend
- 2% Cashback on public transportation and 1% Cashback on restaurant and bar payments using your Mastercard credit card
- Bunq Metal Cards made from sustainable stainless steel with extended warranty and purchase protection
- Complete control over socially responsible investments to align with your values
- Add a friend to your Green Team and both of you can benefit from the rewards mentioned above
All our plans are available for business customers as well.
Your Security = Our Priority
At bunq, we prioritize your security and offer:
- Two-factor authentication for online payments
- Face & TouchID for extra secure logins
- Full control of your cards within the app
Your Deposits = Fully Protected
Your money is fully protected with us:
- Deposits are insured up to €100,000 by the Dutch Deposit Guarantee Scheme (DGS)
- We adhere to the same rigorous standards as traditional banks
24/7 In-App Support
Get prompt and professional support from our expert guides in your preferred language:
- English
- Dutch
- French
- German
- Italian
- Spanish
Investments in the bunq app are powered by Birdee. Please note that investing involves risks, and you should be aware that you may gain or lose money.
*The interest rate of 2.55% is valid for the first 4 months after opening your account. Afterwards, the interest rate will be 1.56%.
**Don't miss out on early access to Cashback, where you can earn up to 2% on public transportation payments and 1% on restaurant and bar payments. There are only 1,000 spots available, so claim yours while they last.
Overview
bunq is a Shareware software in the category Miscellaneous developed by bunq.
The latest version of bunq is currently unknown. It was initially added to our database on 06/29/2021.
bunq runs on the following operating systems: Android/iOS.
bunq has not been rated by our users yet.
Pros
- User-friendly mobile app with a modern interface
- Instant notifications for transactions
- Multiple currency accounts
- Customizable spending categories
- Built-in budgeting tools
- Strong focus on sustainability and social responsibility
- Easy international transfers
- Shared accounts feature for joint finances
- Quick and hassle-free account setup process
Cons
- Monthly fee may be seen as high compared to some traditional banks
- Limited physical branch presence
- Restrictions on certain features based on location
- Customer support can be slow during peak times
- Some users report issues with app stability and bugs
- Advanced features may be overwhelming for basic users
- Not all payment methods are supported universally
FAQ
How do I open a bunq account?
You can open a bunq account directly through the bunq app by providing your personal information and verifying your identity.
What kind of accounts can I create with bunq?
With bunq, you can create personal accounts, joint accounts, business accounts, and savings goals accounts.
Is bunq a licensed bank?
Yes, bunq is a licensed bank in the European Union and operates under the supervision of the Dutch Central Bank.
What features does bunq offer for budgeting?
bunq offers features like real-time balance updates, spend tracking, categorized transactions, and the ability to set savings goals.
Can I make international transfers with bunq?
Yes, you can make international transfers with bunq using competitive exchange rates and real-time notifications.
Does bunq support Apple Pay and Google Pay?
Yes, bunq supports both Apple Pay and Google Pay to allow users to make contactless payments using their bunq account.
How secure is my money with bunq?
bunq uses advanced security measures like biometric authentication, end-to-end encryption, and device pairing to secure your funds.
Does bunq charge any fees for their services?
bunq offers transparent pricing with a monthly subscription fee for premium accounts and standard fees for certain transactions and services.
Can I open multiple accounts with bunq?
Yes, you can open multiple accounts within your bunq profile to manage different financial goals or budgets separately.
What customer support options does bunq provide?
bunq offers customer support through in-app chat and email to assist users with any questions or issues they may encounter.
Minh Ong
I'm Minh, a software engineer and author with a passion for exploring and writing about the latest in software and technology. With my experience in software development and a specialization in software updates and content creation, I bring a deep understanding of the tech landscape to my reviews and articles. My focus is on providing you with comprehensive insights into general software topics and the latest industry news.
Latest Reviews by Minh Ong
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